Money transfer comparison | Compare best exchange rates - Wise (2024)

1 USD = 0.934250 EURMid-market exchange rate

less than a minute ago

Money transfer comparison | Compare best exchange rates - Wise (1)USD

ProviderExchange rate(1 USD → EUR)Transfer feeRecipient getsSending 1,000 USD

Powered byMoney transfer comparison | Compare best exchange rates - Wise (3)

0.934250Mid-market rate [?]4.28 USDTransparent fee [?]930.25 EUR

Powered byMoney transfer comparison | Compare best exchange rates - Wise (5)

0.934250Mid-market rate [?]5.27 USDTransparent fee [?]929.33 EUR-0.92 EUR
0.9277000.00 USD927.70 EUR-2.55 EUR
Money transfer comparison | Compare best exchange rates - Wise (7)0.934250Mid-market rate [?]7.06 USDTransparent fee [?]927.65 EUR-2.60 EUR
0.9255000.00 USD925.50 EUR-4.75 EUR
0.9165000.00 USD916.50 EUR-13.75 EUR
0.9161650.99 USD915.26 EUR-14.99 EUR
0.9121000.00 USD912.10 EUR-18.15 EUR
0.9116000.00 USD911.60 EUR-18.65 EUR
0.9109951.99 USD909.18 EUR-21.07 EUR
0.9085170.00 USD908.52 EUR-21.73 EUR
0.9070645.00 USD902.53 EUR-27.72 EUR
0.9011380.00 USD901.14 EUR-29.11 EUR
0.8934724.99 USD889.01 EUR-41.24 EUR
We’re always honest with our customers. And honestly, we’re not the cheapest this time. But we don’t have comparison data for transparency or speed at the moment. So while there are cheaper options, they might not be the fairest or the fastest.

The above information applies when you pay in via bank transfer.

Money transfer comparison | Compare best exchange rates - Wise (18)

Get more for your money with Wise

Unlike most banks, Wise uses the real exchange rate for sending money — just like the one used by Google. Combine that with a low, upfront fee, and you get international transfers that are cheap, fair and transparent.

Get my free account

How sending money with Wise works


Tell us who you’re sending to, and what currency they need. If you’re sending a lot of money, we might need to run a few identity checks.


Pay into Wise’s bank account in the country you’re sending from. You’ll see the fees upfront, and we’ll convert your money at the mid-market rate.


Next, Wise’s account in your recipient’s country pays the money straight into their account. Your money never crosses borders.

Money transfer comparison | Compare best exchange rates - Wise (19)

How to spot unfair money transfers

  • Exchange rate
  • Free transfers
  • Total cost

There’s only one fair exchange rate

Banks and other providers often set their own, unfriendly exchange rates. It means that you pay more than you need to, and they pocket the difference.

We do it differently. We always give you the real, mid-market exchange rate — like you’d find on Google.

Money transfer comparison | Compare best exchange rates - Wise (20)

Why you can trust us

Over 16 million happy customers trust Wise to move over $10 billion dollars of their money, every month. And they’ve given us 155,400+ five-star reviews on TrustPilot.

Wise uses smart technology, from the people who built Skype. It means your money never crosses currency zones. And because that’s cheaper to do, we pass the savings on to you.

Unlike banks, we don't loan your money out to other people and businesses. We safeguard it instead. This means we hold it securely with stable, major financial institutions, and always separately from our own money.

Money transfer comparison | Compare best exchange rates - Wise (21)

Mathu from India

I live abroad & also have my connection back to India by sending money to my family.

Mathu's story

Frequently asked questions

Get started now

Money transfer comparison | Compare best exchange rates - Wise (2024)


Which money transfer has the best exchange rate? ›

Use a specialist provider

There are many specialist providers that offer better exchange rates and lower fees than traditional banks. Specialist providers include companies such as Veem, XE, and OFX. These providers typically have lower overhead costs and can pass on the savings to their customers.

Is Wise the best exchange rate? ›

Wise always gives you the real exchange rate, just like the one you'll see on Google. So when you make an international money transfer, you'll know exactly what you're getting. No nasty surprises — just the best US dollar rate, with a fair, transparent fee upfront.

Where to get best currency conversion rates? ›

Local banks and credit unions usually offer the best rates. Major banks, such as Chase or Bank of America, often offer the added benefit of having ATMs overseas. Online peer-to-peer foreign currency exchanges. Online bureaus or currency converters, such as Travelex, provide convenient foreign exchange services.

Which international money transfer is best? ›

8 Best International Money Transfer Apps in 2024
  • Wise.
  • Revolut.
  • OFX.
  • Western Union.
  • Xoom (a PayPal Service)
  • Remitly.
  • Xe Money Transfer.
  • WorldRemit.
Jan 26, 2024

How to get the best exchange rate when transferring money? ›

How Can I Get the Best Exchange Rate?
  1. Compare Providers. Compare rates from different providers, including banks, specialised exchange platforms, and money transfer services.
  2. Consider Fees. Factor in any potential fees, including foreign transaction fees or currency conversion charges.
  3. Hedging Strategies.

What is the least expensive way to transfer money internationally? ›

Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.

How reliable is Wise Money Transfer? ›

Wise has proven itself to be a reliable platform for transferring money in a variety of ways. After you sign up for an account and get officially verified, you can transfer money to 70+ countries in 40+ currencies in up to one to three business days or for some – in seconds.

Is Wise better than bank transfer? ›

Is Wise better than a bank? Wise isn't a bank and doesn't offer all the same services a regular bank might. But if you want international transfers or a multi-currency account, Wise has a better range and lower costs than many banks.

Is Wise or Travelex better? ›

Both cards are intended for foreign currency spending when you travel or shop online. Wise cards support 40+ currencies, while Travelex has 10. Travelex lists few fees, but uses an exchange rate markup, while Wise uses the mid-market exchange rate and splits out the costs of currency conversion.

Who gives the best currency exchange rate? ›

Travel credit cards - i.e. the ones with no foreign transaction fees - offer two key advantages over travel money: Great exchange rates - when you spend on a travel credit card you get the Mastercard or Visa exchange rate, which is about the best you can find as a regular consumer.

How to use Wise to convert currency? ›

All you have to do is select which balance you'd like to convert from, click convert, enter the amount and the currency you're converting to, review and confirm the conversion. Conversions usually happen within a few seconds and should be reflected in your international business account immediately.

Which bank has the best exchange rate for US dollars? ›

Comparing Our Rates With the Big Five Banks
Royal Bank of Canada1.28561.2167
TD Bank1.29271.2191
3 more rows

What's better, Wise or remitly? ›

Wise also has a multi-currency account with a linked international debit card, and ways to get paid by others conveniently in a selection of currencies. Remitly does not provide multi-currency accounts or cards. Remitly serves slightly more countries – with payments to 170 countries compared to Wise's 160 countries.

What is the international transfer limit for Wise? ›

1,000,000 USD per local ACH transfer. 6,000,000 USD per local wire transfer when paying from your USD balance. 1,600,000 USD per international Swift transfer.

What is the best day of the week to transfer money? ›

Mondays often experience the lowest number of trading in foreign exchange market. Therefore, you may expect the least fluctuation in price. Friday has a definite effect which is called the summary effect.

What is the best currency transfer service? ›

  • Featured Partner.
  • Our pick of the best money transfer services of 2024.
  • Wise.
  • Xe (
  • Revolut.
  • TransferGo.
  • TorFX.
  • Remitly.
Mar 25, 2024

Who has the highest exchange rate? ›

The highest currency in the world is none other than Kuwaiti Dinar or KWD. Initially, one Kuwaiti dinar was worth one pound sterling when the Kuwaiti dinar was introduced in 1960. The currency code for Kuwaiti Dinar is KWD.


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